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CESA Discussion Paper #68

6/5/2025

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BEYOND PASSWORDS:


EVALUATING MULTI-FACTOR AUTHENTICATION ​

Submitted by Audrey Dale Salang Barangan, Chanikan Polpattanakul, John Rey Mendoza Montejo, Manjusha Thomas, and Pravallika Thunga

​Abstract: This paper looks at how Multi-Factor Authentication (MFA) can be optimised through evaluation of the cost, security, and user experience, accepting the fact that conventional methods of single-factor authentication are open to more risks compared to before. The study calls for the development of MFA that would help reduce risks attached to cyber threats that threaten organisations and data privacy. Different forms of MFA approaches are discussed in the project, including the use of SMS codes and email codes, biometric identification, hardware tokens, and application notifications, and the advantages, constraints, and applicability of the various approaches are highlighted. 

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